Call reports 2021
VILLAGE BANK — 2021
What VILLAGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 420,129,000 | 428,810,000 | 419,258,000 | 416,392,000 |
| Total loans | 273,782,000 | 250,560,000 | 232,952,000 | 240,310,000 |
| Allowance for loan losses | 3,523,000 | 3,534,000 | 3,530,000 | 3,567,000 |
| Securities available for sale | 95,855,000 | 103,511,000 | 101,465,000 | 128,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,211,000 | 394,954,000 | 386,144,000 | 383,784,000 |
| Interest-bearing deposits | 249,377,000 | 244,721,000 | 242,762,000 | 236,809,000 |
| Noninterest-bearing deposits | 136,834,000 | 150,233,000 | 143,382,000 | 146,975,000 |
| Equity capital | 29,933,000 | 31,122,000 | 32,192,000 | 31,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,811,000 | 7,293,000 | 10,932,000 | 14,490,000 |
| Interest expense | 298,000 | 527,000 | 729,000 | 894,000 |
| Net interest income | 3,513,000 | 6,766,000 | 10,203,000 | 13,596,000 |
| Noninterest income | 1,040,000 | 2,285,000 | 3,762,000 | 5,091,000 |
| Noninterest expense | 2,896,000 | 5,970,000 | 9,178,000 | 12,631,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,657,000 | 3,219,000 | 4,936,000 | 6,205,000 |
| Income tax | 0 | 0 | 0 | 500,000 |
| Net income | 1,657,000 | 3,219,000 | 4,936,000 | 5,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,913,000 | 31,040,000 | 32,222,000 | 32,601,000 |
| Total capital | 32,971,000 | 34,075,000 | 35,272,000 | 35,795,000 |
| Risk-weighted assets | 244,157,000 | 242,280,000 | 243,484,000 | 255,137,000 |