Call reports 2020
VILLAGE BANK — 2020
What VILLAGE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 305,934,000 | 374,903,000 | 392,976,000 | 402,677,000 |
| Total loans | 204,499,000 | 244,819,000 | 249,760,000 | 250,201,000 |
| Allowance for loan losses | 3,306,000 | 3,315,000 | 3,320,000 | 3,515,000 |
| Securities available for sale | 56,430,000 | 66,194,000 | 75,295,000 | 82,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,187,000 | 333,054,000 | 354,848,000 | 366,068,000 |
| Interest-bearing deposits | 186,247,000 | 208,243,000 | 222,635,000 | 232,646,000 |
| Noninterest-bearing deposits | 82,940,000 | 124,811,000 | 132,213,000 | 133,422,000 |
| Equity capital | 28,244,000 | 29,510,000 | 29,427,000 | 29,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,752,000 | 7,124,000 | 10,241,000 | 13,682,000 |
| Interest expense | 446,000 | 860,000 | 1,266,000 | 1,603,000 |
| Net interest income | 3,306,000 | 6,264,000 | 8,975,000 | 12,079,000 |
| Noninterest income | 401,000 | 810,000 | 1,373,000 | 2,168,000 |
| Noninterest expense | 2,753,000 | 5,385,000 | 8,138,000 | 11,125,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 987,000 | 1,722,000 | 2,350,000 | 3,314,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 987,000 | 1,722,000 | 2,350,000 | 3,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,285,000 | 28,079,000 | 28,217,000 | 28,691,000 |
| Total capital | 30,966,000 | 30,679,000 | 30,839,000 | 31,509,000 |
| Risk-weighted assets | 213,892,000 | 207,298,000 | 209,033,000 | 224,741,000 |