Call reports 2019
VILLAGE BANK — 2019
What VILLAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 290,140,000 | 284,774,000 | 301,987,000 | 302,184,000 |
| Total loans | 223,378,000 | 213,497,000 | 214,177,000 | 210,137,000 |
| Allowance for loan losses | 2,506,000 | 3,012,000 | 3,023,000 | 3,035,000 |
| Securities available for sale | 43,594,000 | 44,955,000 | 45,487,000 | 47,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,683,000 | 248,439,000 | 265,978,000 | 265,710,000 |
| Interest-bearing deposits | 185,698,000 | 178,877,000 | 186,272,000 | 186,793,000 |
| Noninterest-bearing deposits | 65,984,000 | 69,562,000 | 79,706,000 | 78,917,000 |
| Equity capital | 25,544,000 | 26,794,000 | 27,210,000 | 27,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,401,000 | 7,144,000 | 10,572,000 | 13,957,000 |
| Interest expense | 446,000 | 911,000 | 1,386,000 | 1,859,000 |
| Net interest income | 2,955,000 | 6,233,000 | 9,186,000 | 12,098,000 |
| Noninterest income | 366,000 | 757,000 | 1,611,000 | 2,054,000 |
| Noninterest expense | 2,689,000 | 5,306,000 | 8,176,000 | 10,935,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 632,000 | 1,684,000 | 2,622,000 | 3,218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 632,000 | 1,684,000 | 2,622,000 | 3,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,890,000 | 26,682,000 | 27,010,000 | 27,346,000 |
| Total capital | 28,396,000 | 29,482,000 | 29,768,000 | 30,041,000 |
| Risk-weighted assets | 236,093,000 | 223,808,000 | 220,351,000 | 215,253,000 |