Call reports 2018
VILLAGE BANK — 2018
What VILLAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 289,495,000 | 293,733,000 | 297,372,000 | 295,803,000 |
| Total loans | 229,418,000 | 228,106,000 | 229,339,000 | 234,516,000 |
| Allowance for loan losses | 2,785,000 | 2,890,000 | 2,912,000 | 2,500,000 |
| Securities available for sale | 39,724,000 | 40,587,000 | 41,840,000 | 42,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,517,000 | 253,622,000 | 261,310,000 | 254,233,000 |
| Interest-bearing deposits | 174,170,000 | 181,747,000 | 182,986,000 | 176,256,000 |
| Noninterest-bearing deposits | 75,347,000 | 71,875,000 | 78,325,000 | 77,977,000 |
| Equity capital | 22,604,000 | 22,700,000 | 23,309,000 | 24,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,347,000 | 6,738,000 | 10,277,000 | 14,204,000 |
| Interest expense | 344,000 | 739,000 | 1,152,000 | 1,566,000 |
| Net interest income | 3,003,000 | 5,999,000 | 9,125,000 | 12,638,000 |
| Noninterest income | 308,000 | 844,000 | 1,367,000 | 1,686,000 |
| Noninterest expense | 2,283,000 | 4,542,000 | 6,867,000 | 8,458,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 1,028,000 | 2,301,000 | 3,625,000 | 5,466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,028,000 | 2,301,000 | 3,625,000 | 5,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,621,000 | 23,870,000 | 24,645,000 | 25,778,000 |
| Total capital | 26,406,000 | 26,760,000 | 27,557,000 | 28,278,000 |
| Risk-weighted assets | 239,023,000 | 236,405,000 | 239,189,000 | 245,513,000 |