Call reports 2016
VILLAGE BANK — 2016
What VILLAGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 214,977,000 | 224,717,000 | 229,709,000 | 239,974,000 |
| Total loans | 169,440,000 | 177,285,000 | 179,263,000 | 190,613,000 |
| Allowance for loan losses | 2,472,000 | 2,398,000 | 2,665,000 | 2,423,000 |
| Securities available for sale | 22,885,000 | 24,440,000 | 26,735,000 | 28,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,051,000 | 191,284,000 | 195,750,000 | 205,820,000 |
| Interest-bearing deposits | 139,207,000 | 139,841,000 | 139,442,000 | 145,316,000 |
| Noninterest-bearing deposits | 50,844,000 | 51,443,000 | 56,308,000 | 60,504,000 |
| Equity capital | 21,570,000 | 21,030,000 | 21,496,000 | 21,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,333,000 | 4,935,000 | 7,563,000 | 10,310,000 |
| Interest expense | 143,000 | 302,000 | 503,000 | 706,000 |
| Net interest income | 2,190,000 | 4,633,000 | 7,060,000 | 9,604,000 |
| Noninterest income | 301,000 | 1,119,000 | 1,497,000 | 1,859,000 |
| Noninterest expense | 1,818,000 | 3,498,000 | 5,332,000 | 7,384,000 |
| Provision for loan losses | 0 | -350,000 | -350,000 | -850,000 |
| Pretax income | 678,000 | 2,615,000 | 3,586,000 | 4,940,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 678,000 | 2,615,000 | 3,586,000 | 4,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,401,000 | 20,772,000 | 21,178,000 | 22,103,000 |
| Total capital | 23,797,000 | 23,170,000 | 23,573,000 | 24,526,000 |
| Risk-weighted assets | 191,596,000 | 195,671,000 | 191,355,000 | 199,960,000 |