Call reports 2015
VILLAGE BANK — 2015
What VILLAGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 190,317,000 | 187,706,000 | 192,218,000 | 206,897,000 |
| Total loans | 140,818,000 | 141,961,000 | 150,348,000 | 157,804,000 |
| Allowance for loan losses | 3,664,000 | 3,732,000 | 4,064,000 | 2,508,000 |
| Securities available for sale | 16,755,000 | 16,282,000 | 18,376,000 | 22,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,411,000 | 169,750,000 | 173,324,000 | 185,758,000 |
| Interest-bearing deposits | 125,351,000 | 120,881,000 | 122,031,000 | 137,622,000 |
| Noninterest-bearing deposits | 47,060,000 | 48,869,000 | 51,293,000 | 48,135,000 |
| Equity capital | 17,599,000 | 17,676,000 | 18,476,000 | 20,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,046,000 | 4,145,000 | 6,252,000 | 8,594,000 |
| Interest expense | 112,000 | 218,000 | 326,000 | 452,000 |
| Net interest income | 1,934,000 | 3,927,000 | 5,926,000 | 8,142,000 |
| Noninterest income | 368,000 | 1,004,000 | 1,317,000 | 1,945,000 |
| Noninterest expense | 1,610,000 | 3,205,000 | 4,825,000 | 6,830,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,000,000 |
| Pretax income | 700,000 | 1,734,000 | 2,429,000 | 5,268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 700,000 | 1,734,000 | 2,429,000 | 5,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,510,000 | 17,739,000 | 18,434,000 | 20,723,000 |
| Total capital | 19,362,000 | 19,649,000 | 20,443,000 | 22,823,000 |
| Risk-weighted assets | 146,416,000 | 151,003,000 | 158,696,000 | 167,572,000 |