Call reports 2014
VILLAGE BANK — 2014
What VILLAGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 169,371,000 | 164,387,000 | 175,696,000 | 186,290,000 |
| Total loans | 118,338,000 | 125,797,000 | 134,124,000 | 140,067,000 |
| Allowance for loan losses | 4,876,000 | 5,234,000 | 5,275,000 | 3,585,000 |
| Securities available for sale | 17,628,000 | 17,590,000 | 16,823,000 | 16,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,319,000 | 150,743,000 | 161,336,000 | 169,102,000 |
| Interest-bearing deposits | 111,750,000 | 104,750,000 | 110,755,000 | 122,809,000 |
| Noninterest-bearing deposits | 44,569,000 | 45,993,000 | 50,580,000 | 46,293,000 |
| Equity capital | 12,366,000 | 13,203,000 | 13,920,000 | 16,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,706,000 | 3,707,000 | 5,723,000 | 7,913,000 |
| Interest expense | 100,000 | 192,000 | 282,000 | 396,000 |
| Net interest income | 1,606,000 | 3,515,000 | 5,441,000 | 7,517,000 |
| Noninterest income | 406,000 | 811,000 | 1,278,000 | 1,666,000 |
| Noninterest expense | 1,573,000 | 3,122,000 | 4,753,000 | 6,354,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,000,000 |
| Pretax income | 439,000 | 1,217,000 | 1,979,000 | 4,842,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 439,000 | 1,217,000 | 1,979,000 | 4,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,406,000 | 13,184,000 | 13,947,000 | 16,810,000 |
| Total capital | 13,892,000 | 14,762,000 | 15,594,000 | 18,504,000 |
| Risk-weighted assets | 115,439,000 | 122,539,000 | 128,098,000 | 133,562,000 |