Call reports 2008
VILLAGE BANK — 2008
What VILLAGE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 235,805,000 | 245,440,000 | 247,834,000 | 257,064,000 |
| Total loans | 197,094,000 | 205,189,000 | 210,951,000 | 217,834,000 |
| Allowance for loan losses | 2,316,000 | 2,604,000 | 2,908,000 | 2,659,000 |
| Securities available for sale | 22,404,000 | 21,631,000 | 20,938,000 | 21,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,352,000 | 195,420,000 | 198,748,000 | 208,796,000 |
| Interest-bearing deposits | 164,074,000 | 160,579,000 | 164,052,000 | 177,208,000 |
| Noninterest-bearing deposits | 31,278,000 | 34,841,000 | 34,696,000 | 31,588,000 |
| Equity capital | 19,883,000 | 19,892,000 | 20,532,000 | 21,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,077,000 | 8,164,000 | 12,205,000 | 16,258,000 |
| Interest expense | 1,691,000 | 3,171,000 | 4,602,000 | 6,019,000 |
| Net interest income | 2,386,000 | 4,993,000 | 7,603,000 | 10,239,000 |
| Noninterest income | 428,000 | 842,000 | 1,287,000 | 1,714,000 |
| Noninterest expense | 1,972,000 | 3,992,000 | 6,079,000 | 8,115,000 |
| Provision for loan losses | 180,000 | 500,000 | 820,000 | 1,040,000 |
| Pretax income | 662,000 | 1,343,000 | 1,991,000 | 2,798,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 662,000 | 1,343,000 | 1,991,000 | 2,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,675,000 | 20,040,000 | 20,515,000 | 21,163,000 |
| Total capital | 21,991,000 | 22,644,000 | 23,357,000 | 23,822,000 |
| Risk-weighted assets | 211,684,000 | 222,489,000 | 227,330,000 | 234,498,000 |
Machine access — free, no API key
Every figure shown here about VILLAGE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.