Call reports 2007
VILLAGE BANK — 2007
What VILLAGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 213,022,000 | 225,187,000 | 237,607,000 | 231,682,000 |
| Total loans | 169,746,000 | 183,422,000 | 192,246,000 | 191,631,000 |
| Allowance for loan losses | 1,785,000 | 1,917,000 | 2,073,000 | 2,136,000 |
| Securities available for sale | 24,872,000 | 24,417,000 | 23,268,000 | 23,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,259,000 | 185,755,000 | 192,489,000 | 190,097,000 |
| Interest-bearing deposits | 145,760,000 | 152,095,000 | 156,831,000 | 157,540,000 |
| Noninterest-bearing deposits | 36,499,000 | 33,661,000 | 35,658,000 | 32,556,000 |
| Equity capital | 17,418,000 | 17,973,000 | 18,812,000 | 19,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,913,000 | 8,136,000 | 12,666,000 | 17,020,000 |
| Interest expense | 1,608,000 | 3,273,000 | 5,096,000 | 6,907,000 |
| Net interest income | 2,305,000 | 4,863,000 | 7,570,000 | 10,113,000 |
| Noninterest income | 349,000 | 713,000 | 1,104,000 | 1,544,000 |
| Noninterest expense | 1,998,000 | 3,839,000 | 5,554,000 | 7,567,000 |
| Provision for loan losses | 120,000 | 240,000 | 400,000 | 465,000 |
| Pretax income | 536,000 | 1,497,000 | 2,720,000 | 3,625,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 536,000 | 1,497,000 | 2,720,000 | 3,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,708,000 | 18,424,000 | 19,022,000 | 19,682,000 |
| Total capital | 19,493,000 | 20,341,000 | 21,095,000 | 21,818,000 |
| Risk-weighted assets | 187,700,000 | 199,383,000 | 208,635,000 | 206,643,000 |
Machine access — free, no API key
Every figure shown here about VILLAGE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.