Call reports 2026
GRAHAM SAVINGS AND LOAN, SSB — 2026
What GRAHAM SAVINGS AND LOAN, SSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 156,522,000 | 155,091,000 |
| Total loans | 107,895,000 | 112,825,000 |
| Allowance for loan losses | 1,495,000 | 1,523,000 |
| Securities available for sale | 9,866,000 | 11,390,000 |
| Securities held to maturity | 15,653,000 | 15,467,000 |
| Trading assets | 0 | 0 |
| Total deposits | 132,361,000 | 132,523,000 |
| Interest-bearing deposits | 114,619,000 | 113,251,000 |
| Noninterest-bearing deposits | 17,742,000 | 19,272,000 |
| Equity capital | 17,725,000 | 18,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,297,000 | 4,616,000 |
| Interest expense | 833,000 | 1,612,000 |
| Net interest income | 1,464,000 | 3,004,000 |
| Noninterest income | 150,000 | 328,000 |
| Noninterest expense | 1,205,000 | 2,413,000 |
| Provision for loan losses | -94,000 | -67,000 |
| Pretax income | 480,000 | 967,000 |
| Income tax | 0 | 0 |
| Net income | 480,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 17,704,000 | 18,191,000 |
| Total capital | 18,784,000 | 19,297,000 |
| Risk-weighted assets | 86,021,000 | 88,055,000 |