Call reports 2024
GRAHAM SAVINGS AND LOAN, SSB — 2024
What GRAHAM SAVINGS AND LOAN, SSB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 157,286,000 | 161,547,000 | 161,214,000 | 157,378,000 |
| Total loans | 121,770,000 | 120,375,000 | 117,724,000 | 116,850,000 |
| Allowance for loan losses | 1,805,000 | 1,804,000 | 1,804,000 | 1,762,000 |
| Securities available for sale | 3,804,000 | 3,698,000 | 3,681,000 | 5,122,000 |
| Securities held to maturity | 19,823,000 | 19,569,000 | 19,146,000 | 18,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,910,000 | 132,993,000 | 132,522,000 | 129,563,000 |
| Interest-bearing deposits | 115,060,000 | 118,662,000 | 118,821,000 | 114,678,000 |
| Noninterest-bearing deposits | 13,850,000 | 14,331,000 | 13,701,000 | 14,885,000 |
| Equity capital | 16,166,000 | 16,274,000 | 16,385,000 | 16,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,060,000 | 4,198,000 | 6,319,000 | 8,479,000 |
| Interest expense | 954,000 | 1,958,000 | 2,997,000 | 4,043,000 |
| Net interest income | 1,106,000 | 2,240,000 | 3,322,000 | 4,436,000 |
| Noninterest income | 140,000 | 304,000 | 474,000 | 672,000 |
| Noninterest expense | 1,201,000 | 2,395,000 | 3,623,000 | 4,828,000 |
| Provision for loan losses | 4,000 | 6,000 | 6,000 | -36,000 |
| Pretax income | 41,000 | 143,000 | 167,000 | 316,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 41,000 | 143,000 | 167,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,200,000 | 16,302,000 | 16,326,000 | 16,475,000 |
| Total capital | 17,396,000 | 17,485,000 | 17,491,000 | 17,648,000 |
| Risk-weighted assets | 95,131,000 | 94,023,000 | 92,594,000 | 93,329,000 |