Call reports 2023
GRAHAM SAVINGS AND LOAN, SSB — 2023
What GRAHAM SAVINGS AND LOAN, SSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 160,305,000 | 160,984,000 | 157,785,000 | 157,798,000 |
| Total loans | 122,463,000 | 121,938,000 | 122,786,000 | 121,889,000 |
| Allowance for loan losses | 1,306,000 | 1,306,000 | 1,809,000 | 1,809,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,891,000 | 20,596,000 | 20,339,000 | 20,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,269,000 | 131,146,000 | 128,729,000 | 129,484,000 |
| Interest-bearing deposits | 119,313,000 | 121,835,000 | 119,775,000 | 121,248,000 |
| Noninterest-bearing deposits | 8,956,000 | 9,311,000 | 8,954,000 | 8,236,000 |
| Equity capital | 16,455,000 | 16,719,000 | 16,113,000 | 16,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,734,000 | 3,682,000 | 5,609,000 | 7,613,000 |
| Interest expense | 494,000 | 1,223,000 | 2,030,000 | 2,929,000 |
| Net interest income | 1,240,000 | 2,459,000 | 3,579,000 | 4,684,000 |
| Noninterest income | 141,000 | 279,000 | 441,000 | 594,000 |
| Noninterest expense | 1,174,000 | 2,267,000 | 3,461,000 | 4,673,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 207,000 | 471,000 | 559,000 | 605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 471,000 | 559,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,455,000 | 16,719,000 | 16,113,000 | 16,159,000 |
| Total capital | 17,640,000 | 17,909,000 | 17,318,000 | 17,366,000 |
| Risk-weighted assets | 94,739,000 | 95,101,000 | 95,860,000 | 96,000,000 |