Call reports 2022
GRAHAM SAVINGS AND LOAN, SSB — 2022
What GRAHAM SAVINGS AND LOAN, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 150,208,000 | 151,736,000 | 150,613,000 | 156,268,000 |
| Total loans | 110,851,000 | 117,119,000 | 116,812,000 | 121,636,000 |
| Allowance for loan losses | 1,306,000 | 1,306,000 | 1,306,000 | 1,306,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,134,000 | 22,061,000 | 21,624,000 | 21,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,736,000 | 123,039,000 | 123,397,000 | 127,350,000 |
| Interest-bearing deposits | 113,316,000 | 113,078,000 | 112,242,000 | 118,276,000 |
| Noninterest-bearing deposits | 10,420,000 | 9,961,000 | 11,155,000 | 9,074,000 |
| Equity capital | 16,468,000 | 16,479,000 | 16,621,000 | 16,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 2,997,000 | 4,524,000 | 6,178,000 |
| Interest expense | 222,000 | 441,000 | 671,000 | 1,022,000 |
| Net interest income | 1,216,000 | 2,556,000 | 3,853,000 | 5,156,000 |
| Noninterest income | 126,000 | 273,000 | 425,000 | 583,000 |
| Noninterest expense | 1,038,000 | 2,132,000 | 3,249,000 | 4,383,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 304,000 | 697,000 | 1,029,000 | 1,356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | 697,000 | 1,029,000 | 1,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,468,000 | 16,479,000 | 16,621,000 | 16,757,000 |
| Total capital | 17,604,000 | 17,644,000 | 17,753,000 | 17,888,000 |
| Risk-weighted assets | 90,719,000 | 93,114,000 | 90,428,000 | 90,375,000 |