Call reports 2021
GRAHAM SAVINGS AND LOAN, SSB — 2021
What GRAHAM SAVINGS AND LOAN, SSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 148,866,000 | 153,188,000 | 152,249,000 | 153,001,000 |
| Total loans | 105,171,000 | 108,601,000 | 107,560,000 | 110,161,000 |
| Allowance for loan losses | 1,288,000 | 1,288,000 | 1,306,000 | 1,306,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,017,000 | 18,441,000 | 20,856,000 | 22,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,772,000 | 126,787,000 | 125,503,000 | 126,293,000 |
| Interest-bearing deposits | 110,949,000 | 114,784,000 | 113,817,000 | 115,991,000 |
| Noninterest-bearing deposits | 10,823,000 | 12,003,000 | 11,686,000 | 10,302,000 |
| Equity capital | 15,969,000 | 15,913,000 | 16,168,000 | 16,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 3,028,000 | 4,487,000 | 5,957,000 |
| Interest expense | 324,000 | 615,000 | 883,000 | 1,131,000 |
| Net interest income | 1,105,000 | 2,413,000 | 3,604,000 | 4,826,000 |
| Noninterest income | 116,000 | 239,000 | 373,000 | 507,000 |
| Noninterest expense | 993,000 | 2,035,000 | 3,087,000 | 4,065,000 |
| Provision for loan losses | 0 | 0 | 18,000 | 18,000 |
| Pretax income | 228,000 | 617,000 | 872,000 | 1,250,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 228,000 | 617,000 | 872,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,969,000 | 15,913,000 | 16,168,000 | 16,355,000 |
| Total capital | 17,045,000 | 17,034,000 | 17,332,000 | 17,436,000 |
| Risk-weighted assets | 85,888,000 | 89,569,000 | 93,019,000 | 86,272,000 |