Call reports 2018
GRAHAM SAVINGS AND LOAN, SSB — 2018
What GRAHAM SAVINGS AND LOAN, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 124,942,000 | 130,224,000 | 128,947,000 | 128,804,000 |
| Total loans | 94,481,000 | 101,055,000 | 99,689,000 | 101,996,000 |
| Allowance for loan losses | 956,000 | 956,000 | 956,000 | 956,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,715,000 | 12,316,000 | 12,041,000 | 11,982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,747,000 | 101,680,000 | 100,331,000 | 97,723,000 |
| Interest-bearing deposits | 99,517,000 | 95,407,000 | 94,224,000 | 92,586,000 |
| Noninterest-bearing deposits | 5,230,000 | 6,273,000 | 6,107,000 | 5,137,000 |
| Equity capital | 15,346,000 | 15,254,000 | 15,450,000 | 15,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,333,000 | 2,783,000 | 4,299,000 | 5,860,000 |
| Interest expense | 239,000 | 526,000 | 853,000 | 1,226,000 |
| Net interest income | 1,094,000 | 2,257,000 | 3,446,000 | 4,634,000 |
| Noninterest income | 117,000 | 191,000 | 272,000 | 347,000 |
| Noninterest expense | 836,000 | 1,657,000 | 2,539,000 | 3,455,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 325,000 | 741,000 | 1,129,000 | 1,476,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 325,000 | 741,000 | 1,129,000 | 1,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,346,000 | 15,254,000 | 15,450,000 | 15,607,000 |
| Total capital | 16,302,000 | 16,210,000 | 16,406,000 | 16,563,000 |
| Risk-weighted assets | 78,454,000 | 80,213,000 | 79,019,000 | 80,401,000 |