Call reports 2017
GRAHAM SAVINGS AND LOAN, SSB — 2017
What GRAHAM SAVINGS AND LOAN, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 123,558,000 | 123,059,000 | 122,583,000 | 119,141,000 |
| Total loans | 84,618,000 | 87,078,000 | 85,876,000 | 88,783,000 |
| Allowance for loan losses | 1,039,000 | 984,000 | 903,000 | 906,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,186,000 | 10,540,000 | 9,890,000 | 13,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,443,000 | 106,259,000 | 105,693,000 | 101,617,000 |
| Interest-bearing deposits | 99,679,000 | 99,307,000 | 100,254,000 | 96,606,000 |
| Noninterest-bearing deposits | 6,764,000 | 6,952,000 | 5,439,000 | 5,011,000 |
| Equity capital | 15,381,000 | 15,026,000 | 14,939,000 | 15,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,498,000 | 3,782,000 | 5,120,000 |
| Interest expense | 204,000 | 418,000 | 632,000 | 865,000 |
| Net interest income | 1,033,000 | 2,080,000 | 3,150,000 | 4,255,000 |
| Noninterest income | 63,000 | 129,000 | 208,000 | 275,000 |
| Noninterest expense | 795,000 | 1,563,000 | 2,368,000 | 3,264,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 53,000 |
| Pretax income | 301,000 | 646,000 | 940,000 | 1,213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 301,000 | 646,000 | 940,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,381,000 | 15,026,000 | 14,939,000 | 15,212,000 |
| Total capital | 16,174,000 | 15,850,000 | 15,805,000 | 16,078,000 |
| Risk-weighted assets | 63,266,000 | 65,776,000 | 69,296,000 | 69,264,000 |