Call reports 2021
YORKTOWN BANK — 2021
What YORKTOWN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 116,759,000 | 107,106,000 | 108,021,000 |
| Total loans | 89,564,000 | 88,612,000 | 86,294,000 |
| Allowance for loan losses | 280,000 | 349,000 | 402,000 |
| Securities available for sale | 54,000 | 47,000 | 45,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 89,119,000 | 88,215,000 | 89,180,000 |
| Interest-bearing deposits | 61,951,000 | 60,952,000 | 61,210,000 |
| Noninterest-bearing deposits | 27,168,000 | 27,263,000 | 27,970,000 |
| Equity capital | 17,211,000 | 17,441,000 | 17,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 889,000 | 1,945,000 | 2,930,000 |
| Interest expense | 34,000 | 83,000 | 122,000 |
| Net interest income | 855,000 | 1,862,000 | 2,808,000 |
| Noninterest income | 60,000 | 213,000 | 255,000 |
| Noninterest expense | 795,000 | 1,579,000 | 2,287,000 |
| Provision for loan losses | 282,000 | 351,000 | 403,000 |
| Pretax income | -162,000 | 145,000 | 373,000 |
| Income tax | -41,000 | 35,000 | 92,000 |
| Net income | -121,000 | 110,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 9,660,000 | 9,921,000 | 10,345,000 |
| Total capital | 9,940,000 | 10,270,000 | 10,747,000 |
| Risk-weighted assets | 85,440,000 | 84,187,000 | 81,840,000 |