Call reports 2020
YORKTOWN BANK — 2020
What YORKTOWN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 106,027,000 | 114,726,000 | 111,173,000 | 112,956,000 |
| Total loans | 83,495,000 | 85,410,000 | 85,067,000 | 78,593,000 |
| Allowance for loan losses | 1,074,000 | 1,074,000 | 1,074,000 | 0 |
| Securities available for sale | 68,000 | 68,000 | 64,000 | 59,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,535,000 | 89,968,000 | 86,613,000 | 86,890,000 |
| Interest-bearing deposits | 56,226,000 | 60,305,000 | 58,934,000 | 60,287,000 |
| Noninterest-bearing deposits | 25,309,000 | 29,663,000 | 27,679,000 | 26,603,000 |
| Equity capital | 15,818,000 | 16,072,000 | 16,302,000 | 17,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,534,000 | 3,722,000 | 385,000 |
| Interest expense | 289,000 | 489,000 | 662,000 | 45,000 |
| Net interest income | 1,003,000 | 2,045,000 | 3,060,000 | 340,000 |
| Noninterest income | 67,000 | 129,000 | 192,000 | 16,000 |
| Noninterest expense | 755,000 | 1,522,000 | 2,290,000 | 232,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 315,000 | 652,000 | 962,000 | 124,000 |
| Income tax | 31,000 | 115,000 | 196,000 | 32,000 |
| Net income | 284,000 | 537,000 | 766,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,071,000 | 12,344,000 | 12,600,000 | 8,259,000 |
| Total capital | 13,064,000 | 13,321,000 | 13,567,000 | 8,259,000 |
| Risk-weighted assets | 79,381,000 | 78,100,000 | 77,239,000 | 71,843,000 |