Call reports 2019
YORKTOWN BANK — 2019
What YORKTOWN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 119,209,000 | 119,388,000 | 118,495,000 | 113,823,000 |
| Total loans | 78,081,000 | 83,944,000 | 82,414,000 | 80,062,000 |
| Allowance for loan losses | 1,055,000 | 1,075,000 | 1,074,000 | 1,074,000 |
| Securities available for sale | 77,000 | 76,000 | 74,000 | 69,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,817,000 | 94,854,000 | 93,959,000 | 89,577,000 |
| Interest-bearing deposits | 76,199,000 | 73,580,000 | 70,784,000 | 70,072,000 |
| Noninterest-bearing deposits | 18,618,000 | 21,274,000 | 23,175,000 | 19,505,000 |
| Equity capital | 15,156,000 | 15,418,000 | 15,703,000 | 15,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,309,000 | 2,730,000 | 4,163,000 | 5,460,000 |
| Interest expense | 313,000 | 677,000 | 1,039,000 | 1,379,000 |
| Net interest income | 996,000 | 2,053,000 | 3,124,000 | 4,081,000 |
| Noninterest income | 65,000 | 139,000 | 205,000 | 273,000 |
| Noninterest expense | 755,000 | 1,510,000 | 2,253,000 | 3,014,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 306,000 | 662,000 | 1,056,000 | 1,320,000 |
| Income tax | 83,000 | 179,000 | 288,000 | 361,000 |
| Net income | 223,000 | 483,000 | 768,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,335,000 | 11,618,000 | 11,913,000 | 11,767,000 |
| Total capital | 12,236,000 | 12,588,000 | 12,886,000 | 12,724,000 |
| Risk-weighted assets | 71,934,000 | 77,457,000 | 77,711,000 | 76,474,000 |