Call reports 2018
YORKTOWN BANK — 2018
What YORKTOWN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 95,196,000 | 95,092,000 | 93,695,000 | 98,332,000 |
| Total loans | 79,789,000 | 77,474,000 | 78,475,000 | 75,586,000 |
| Allowance for loan losses | 1,010,000 | 1,015,000 | 1,032,000 | 1,043,000 |
| Securities available for sale | 0 | 0 | 0 | 79,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,205,000 | 70,848,000 | 69,524,000 | 74,337,000 |
| Interest-bearing deposits | 54,571,000 | 53,747,000 | 50,813,000 | 53,424,000 |
| Noninterest-bearing deposits | 16,634,000 | 17,101,000 | 18,711,000 | 20,913,000 |
| Equity capital | 14,582,000 | 14,776,000 | 15,002,000 | 14,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,179,000 | 3,378,000 | 4,665,000 |
| Interest expense | 167,000 | 374,000 | 596,000 | 830,000 |
| Net interest income | 903,000 | 1,805,000 | 2,782,000 | 3,835,000 |
| Noninterest income | 60,000 | 124,000 | 184,000 | 252,000 |
| Noninterest expense | 692,000 | 1,382,000 | 2,108,000 | 2,824,000 |
| Provision for loan losses | 19,000 | 24,000 | 29,000 | 119,000 |
| Pretax income | 252,000 | 523,000 | 829,000 | 1,144,000 |
| Income tax | 68,000 | 145,000 | 225,000 | 310,000 |
| Net income | 184,000 | 378,000 | 604,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,668,000 | 10,885,000 | 11,134,000 | 11,086,000 |
| Total capital | 11,595,000 | 11,786,000 | 12,054,000 | 11,971,000 |
| Risk-weighted assets | 74,042,000 | 71,984,000 | 73,513,000 | 70,655,000 |