Call reports 2017
YORKTOWN BANK — 2017
What YORKTOWN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 88,050,000 | 85,509,000 | 89,492,000 | 93,088,000 |
| Total loans | 70,730,000 | 72,530,000 | 76,843,000 | 79,789,000 |
| Allowance for loan losses | 828,000 | 831,000 | 890,000 | 988,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 200,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,117,000 | 68,269,000 | 67,486,000 | 68,942,000 |
| Interest-bearing deposits | 52,964,000 | 52,792,000 | 51,392,000 | 53,740,000 |
| Noninterest-bearing deposits | 18,153,000 | 15,477,000 | 16,094,000 | 15,202,000 |
| Equity capital | 13,987,000 | 14,124,000 | 14,252,000 | 14,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,802,000 | 2,795,000 | 3,844,000 |
| Interest expense | 74,000 | 174,000 | 286,000 | 432,000 |
| Net interest income | 808,000 | 1,628,000 | 2,509,000 | 3,412,000 |
| Noninterest income | 73,000 | 139,000 | 205,000 | 258,000 |
| Noninterest expense | 677,000 | 1,345,000 | 2,023,000 | 2,653,000 |
| Provision for loan losses | 33,000 | 33,000 | 88,000 | 184,000 |
| Pretax income | 171,000 | 389,000 | 603,000 | 833,000 |
| Income tax | 64,000 | 146,000 | 232,000 | 316,000 |
| Net income | 107,000 | 243,000 | 371,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,128,000 | 10,284,000 | 10,430,000 | 10,595,000 |
| Total capital | 10,956,000 | 11,115,000 | 11,320,000 | 11,529,000 |
| Risk-weighted assets | 66,677,000 | 66,887,000 | 71,877,000 | 74,635,000 |