Call reports 2016
YORKTOWN BANK — 2016
What YORKTOWN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 80,817,000 | 79,859,000 | 83,956,000 | 81,046,000 |
| Total loans | 64,331,000 | 63,667,000 | 64,305,000 | 70,158,000 |
| Allowance for loan losses | 615,000 | 686,000 | 696,000 | 791,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 201,000 | 201,000 | 201,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,910,000 | 65,883,000 | 67,352,000 | 63,081,000 |
| Interest-bearing deposits | 45,689,000 | 42,013,000 | 45,142,000 | 45,359,000 |
| Noninterest-bearing deposits | 21,221,000 | 23,870,000 | 22,210,000 | 17,722,000 |
| Equity capital | 13,679,000 | 13,711,000 | 13,787,000 | 13,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,532,000 | 2,351,000 | 3,189,000 |
| Interest expense | 43,000 | 88,000 | 133,000 | 189,000 |
| Net interest income | 711,000 | 1,444,000 | 2,218,000 | 3,000,000 |
| Noninterest income | 70,000 | 151,000 | 200,000 | 300,000 |
| Noninterest expense | 686,000 | 1,379,000 | 2,071,000 | 2,711,000 |
| Provision for loan losses | 33,000 | 103,000 | 111,000 | 202,000 |
| Pretax income | 62,000 | 113,000 | 236,000 | 387,000 |
| Income tax | 24,000 | 43,000 | 90,000 | 147,000 |
| Net income | 38,000 | 70,000 | 146,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,877,000 | 9,923,000 | 10,013,000 | 10,121,000 |
| Total capital | 10,492,000 | 10,609,000 | 10,709,000 | 10,912,000 |
| Risk-weighted assets | 61,300,000 | 62,438,000 | 63,919,000 | 65,996,000 |