Call reports 2015
YORKTOWN BANK — 2015
What YORKTOWN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,680,000 | 73,539,000 | 78,839,000 | 74,388,000 |
| Total loans | 57,402,000 | 57,563,000 | 58,298,000 | 63,673,000 |
| Allowance for loan losses | 655,000 | 691,000 | 699,000 | 749,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000 | 201,000 | 201,000 | 201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,900,000 | 59,623,000 | 64,974,000 | 60,576,000 |
| Interest-bearing deposits | 38,103,000 | 37,247,000 | 45,555,000 | 40,913,000 |
| Noninterest-bearing deposits | 18,797,000 | 22,376,000 | 19,419,000 | 19,663,000 |
| Equity capital | 13,565,000 | 13,620,000 | 13,609,000 | 13,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,399,000 | 2,050,000 | 2,750,000 |
| Interest expense | 42,000 | 83,000 | 127,000 | 169,000 |
| Net interest income | 642,000 | 1,316,000 | 1,923,000 | 2,581,000 |
| Noninterest income | 73,000 | 140,000 | 211,000 | 339,000 |
| Noninterest expense | 627,000 | 1,250,000 | 1,934,000 | 2,625,000 |
| Provision for loan losses | 70,000 | 101,000 | 113,000 | 160,000 |
| Pretax income | 18,000 | 105,000 | 87,000 | 135,000 |
| Income tax | 7,000 | 40,000 | 33,000 | 49,000 |
| Net income | 11,000 | 65,000 | 54,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,855,000 | 9,864,000 | 9,862,000 | 9,952,000 |
| Total capital | 10,510,000 | 10,553,000 | 10,549,000 | 10,692,000 |
| Risk-weighted assets | 53,814,000 | 55,051,000 | 54,924,000 | 59,158,000 |