Call reports 2014
YORKTOWN BANK — 2014
What YORKTOWN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 72,189,000 | 73,336,000 | 72,599,000 | 69,058,000 |
| Total loans | 55,075,000 | 53,534,000 | 56,784,000 | 55,735,000 |
| Allowance for loan losses | 374,000 | 439,000 | 541,000 | 580,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,491,000 | 59,592,000 | 58,772,000 | 55,321,000 |
| Interest-bearing deposits | 40,919,000 | 40,067,000 | 41,769,000 | 37,949,000 |
| Noninterest-bearing deposits | 17,572,000 | 19,525,000 | 17,003,000 | 17,372,000 |
| Equity capital | 13,427,000 | 13,474,000 | 13,530,000 | 13,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,424,000 | 2,207,000 | 2,901,000 |
| Interest expense | 47,000 | 91,000 | 135,000 | 178,000 |
| Net interest income | 636,000 | 1,333,000 | 2,072,000 | 2,723,000 |
| Noninterest income | 124,000 | 218,000 | 331,000 | 414,000 |
| Noninterest expense | 762,000 | 1,408,000 | 2,054,000 | 2,716,000 |
| Provision for loan losses | 45,000 | 118,000 | 232,000 | 267,000 |
| Pretax income | -47,000 | 25,000 | 117,000 | 154,000 |
| Income tax | -17,000 | 8,000 | 44,000 | 56,000 |
| Net income | -30,000 | 17,000 | 73,000 | 98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,229,000 | 9,299,000 | 9,321,000 | 9,434,000 |
| Total capital | 9,603,000 | 9,738,000 | 9,863,000 | 10,014,000 |
| Risk-weighted assets | 49,677,000 | 47,912,000 | 51,321,000 | 50,098,000 |