Call reports 2026
FARMERS & MERCHANTS BANK OF NORTH DAKOTA — 2026
What FARMERS & MERCHANTS BANK OF NORTH DAKOTA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 123,986,000 | 119,826,000 |
| Total loans | 44,804,000 | 47,126,000 |
| Allowance for loan losses | 477,000 | 475,000 |
| Securities available for sale | 29,553,000 | 30,598,000 |
| Securities held to maturity | 5,787,000 | 4,936,000 |
| Trading assets | 0 | 0 |
| Total deposits | 111,438,000 | 106,938,000 |
| Interest-bearing deposits | 84,234,000 | 81,055,000 |
| Noninterest-bearing deposits | 27,204,000 | 25,883,000 |
| Equity capital | 12,104,000 | 12,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,284,000 | 2,643,000 |
| Interest expense | 414,000 | 829,000 |
| Net interest income | 870,000 | 1,814,000 |
| Noninterest income | 55,000 | 116,000 |
| Noninterest expense | 720,000 | 1,389,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 190,000 | 539,000 |
| Income tax | 0 | 0 |
| Net income | 190,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,520,000 | 13,869,000 |
| Total capital | 13,998,000 | — |
| Risk-weighted assets | 70,524,000 | — |