Call reports 2025
IDAHO FIRST BANK — 2025
What IDAHO FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 961,640,000 | 1,105,401,000 | 1,248,898,000 | 1,451,321,000 |
| Total loans | 578,926,000 | 635,861,000 | 725,797,000 | 808,014,000 |
| Allowance for loan losses | 7,352,000 | 7,826,000 | 8,794,000 | 9,854,000 |
| Securities available for sale | 16,556,000 | 14,756,000 | 12,632,000 | 10,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 863,053,000 | 997,930,000 | 1,124,387,000 | 1,316,136,000 |
| Interest-bearing deposits | 641,077,000 | 779,670,000 | 886,490,000 | 949,665,000 |
| Noninterest-bearing deposits | 221,976,000 | 218,260,000 | 237,897,000 | 366,471,000 |
| Equity capital | 94,177,000 | 103,355,000 | 118,195,000 | 128,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,296,000 | 26,440,000 | 42,849,000 | 60,347,000 |
| Interest expense | 5,339,000 | 11,969,000 | 19,815,000 | 27,626,000 |
| Net interest income | 6,957,000 | 14,471,000 | 23,034,000 | 32,721,000 |
| Noninterest income | 342,000 | 668,000 | 1,028,000 | 1,359,000 |
| Noninterest expense | 4,936,000 | 10,437,000 | 15,665,000 | 21,494,000 |
| Provision for loan losses | 180,000 | 630,000 | 1,655,000 | 2,715,000 |
| Pretax income | 2,143,000 | 4,032,000 | 6,702,000 | 9,831,000 |
| Income tax | 559,000 | 1,032,000 | 1,717,000 | 2,523,000 |
| Net income | 1,584,000 | 3,000,000 | 4,985,000 | 7,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,913,000 | 104,029,000 | 118,714,000 | 129,288,000 |
| Total capital | 102,355,000 | 111,945,000 | 127,598,000 | 139,231,000 |
| Risk-weighted assets | 607,948,000 | 679,534,000 | 773,768,000 | 864,302,000 |