Call reports 2024
IDAHO FIRST BANK — 2024
What IDAHO FIRST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 655,354,000 | 667,063,000 | 764,640,000 | 827,709,000 |
| Total loans | 541,961,000 | 546,675,000 | 564,078,000 | 544,073,000 |
| Allowance for loan losses | 6,820,000 | 6,895,000 | 7,095,000 | 7,095,000 |
| Securities available for sale | 23,872,000 | 21,628,000 | 21,556,000 | 18,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,097,000 | 588,373,000 | 681,152,000 | 736,852,000 |
| Interest-bearing deposits | 423,455,000 | 417,696,000 | 481,981,000 | 530,710,000 |
| Noninterest-bearing deposits | 153,642,000 | 170,677,000 | 199,171,000 | 206,142,000 |
| Equity capital | 68,557,000 | 70,177,000 | 77,149,000 | 84,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,890,000 | 19,990,000 | 30,997,000 | 42,925,000 |
| Interest expense | 3,886,000 | 8,017,000 | 12,427,000 | 17,549,000 |
| Net interest income | 6,004,000 | 11,973,000 | 18,570,000 | 25,376,000 |
| Noninterest income | 271,000 | 576,000 | 910,000 | 1,248,000 |
| Noninterest expense | 3,800,000 | 7,987,000 | 12,603,000 | 17,774,000 |
| Provision for loan losses | 300,000 | 375,000 | 575,000 | 575,000 |
| Pretax income | 2,175,000 | 4,187,000 | 6,302,000 | 8,275,000 |
| Income tax | 561,000 | 1,087,000 | 1,637,000 | 2,158,000 |
| Net income | 1,614,000 | 3,100,000 | 4,665,000 | 6,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,826,000 | 71,312,000 | 77,877,000 | 85,329,000 |
| Total capital | 76,696,000 | 78,257,000 | 85,022,000 | 92,374,000 |
| Risk-weighted assets | 559,006,000 | 558,495,000 | 573,897,000 | 563,467,000 |