Call reports 2022
IDAHO FIRST BANK — 2022
What IDAHO FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 552,268,000 | 543,046,000 | 542,612,000 | 573,260,000 |
| Total loans | 411,475,000 | 433,409,000 | 458,533,000 | 479,571,000 |
| Allowance for loan losses | 4,738,000 | 5,089,000 | 5,440,000 | 5,711,000 |
| Securities available for sale | 42,841,000 | 40,216,000 | 39,380,000 | 36,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,949,000 | 476,742,000 | 479,992,000 | 497,563,000 |
| Interest-bearing deposits | 305,530,000 | 298,741,000 | 294,356,000 | 319,700,000 |
| Noninterest-bearing deposits | 172,419,000 | 178,001,000 | 185,636,000 | 177,863,000 |
| Equity capital | 46,758,000 | 47,047,000 | 48,254,000 | 50,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,378,000 | 9,433,000 | 15,526,000 | 22,761,000 |
| Interest expense | 234,000 | 461,000 | 779,000 | 1,779,000 |
| Net interest income | 4,144,000 | 8,972,000 | 14,747,000 | 20,982,000 |
| Noninterest income | 362,000 | 695,000 | 1,032,000 | 1,364,000 |
| Noninterest expense | 3,288,000 | 6,784,000 | 10,573,000 | 14,544,000 |
| Provision for loan losses | 150,000 | 500,000 | 850,000 | 1,100,000 |
| Pretax income | 1,068,000 | 2,383,000 | 4,356,000 | 6,702,000 |
| Income tax | 283,000 | 627,000 | 1,141,000 | 1,737,000 |
| Net income | 785,000 | 1,756,000 | 3,215,000 | 4,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,676,000 | 48,663,000 | 50,137,000 | 51,900,000 |
| Total capital | 52,464,000 | 53,802,000 | 55,627,000 | 57,661,000 |
| Risk-weighted assets | 436,869,000 | 471,823,000 | 495,531,000 | 510,728,000 |