Call reports 2021
IDAHO FIRST BANK — 2021
What IDAHO FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 820,515,000 | 683,693,000 | 550,626,000 | 554,700,000 |
| Total loans | 734,137,000 | 541,392,000 | 420,833,000 | 398,999,000 |
| Allowance for loan losses | 3,620,000 | 4,221,000 | 4,530,000 | 4,588,000 |
| Securities available for sale | 10,831,000 | 9,921,000 | 8,209,000 | 32,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,133,000 | 405,237,000 | 407,898,000 | 471,461,000 |
| Interest-bearing deposits | 249,969,000 | 244,283,000 | 257,823,000 | 286,355,000 |
| Noninterest-bearing deposits | 140,164,000 | 160,954,000 | 150,075,000 | 185,106,000 |
| Equity capital | 35,805,000 | 44,209,000 | 45,728,000 | 46,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,624,000 | 12,801,000 | 18,241,000 | 22,895,000 |
| Interest expense | 633,000 | 1,130,000 | 1,483,000 | 1,745,000 |
| Net interest income | 5,991,000 | 11,671,000 | 16,758,000 | 21,150,000 |
| Noninterest income | 650,000 | 1,248,000 | 1,775,000 | 2,350,000 |
| Noninterest expense | 3,549,000 | 7,309,000 | 10,736,000 | 14,129,000 |
| Provision for loan losses | 500,000 | 1,100,000 | 1,400,000 | 1,500,000 |
| Pretax income | 2,592,000 | 4,510,000 | 6,397,000 | 7,871,000 |
| Income tax | 695,000 | 1,210,000 | 1,720,000 | 2,065,000 |
| Net income | 1,897,000 | 3,300,000 | 4,677,000 | 5,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,584,000 | 44,030,000 | 45,570,000 | 46,875,000 |
| Total capital | 39,254,000 | 48,301,000 | 50,127,000 | 51,513,000 |
| Risk-weighted assets | 326,142,000 | 352,058,000 | 364,517,000 | 405,106,000 |