Call reports 2020
IDAHO FIRST BANK — 2020
What IDAHO FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 236,646,000 | 916,686,000 | 916,696,000 | 884,437,000 |
| Total loans | 180,579,000 | 809,008,000 | 856,334,000 | 819,117,000 |
| Allowance for loan losses | 2,167,000 | 2,668,000 | 3,168,000 | 3,169,000 |
| Securities available for sale | 20,479,000 | 17,511,000 | 14,986,000 | 12,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,794,000 | 283,073,000 | 283,678,000 | 348,181,000 |
| Interest-bearing deposits | 147,024,000 | 177,626,000 | 185,111,000 | 221,357,000 |
| Noninterest-bearing deposits | 49,770,000 | 105,447,000 | 98,567,000 | 126,824,000 |
| Equity capital | 28,080,000 | 29,322,000 | 32,296,000 | 33,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,413,000 | 7,249,000 | 13,197,000 | 19,491,000 |
| Interest expense | 458,000 | 1,241,000 | 2,083,000 | 2,821,000 |
| Net interest income | 1,955,000 | 6,008,000 | 11,114,000 | 16,670,000 |
| Noninterest income | 213,000 | 393,000 | 815,000 | 1,527,000 |
| Noninterest expense | 2,080,000 | 4,620,000 | 8,315,000 | 12,961,000 |
| Provision for loan losses | 70,000 | 570,000 | 1,070,000 | 1,070,000 |
| Pretax income | 18,000 | 1,211,000 | 2,544,000 | 4,166,000 |
| Income tax | 9,000 | 328,000 | 685,000 | 1,117,000 |
| Net income | 9,000 | 883,000 | 1,859,000 | 3,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,541,000 | 28,004,000 | 31,438,000 | 33,394,000 |
| Total capital | 28,758,000 | 30,722,000 | 34,646,000 | 36,613,000 |
| Risk-weighted assets | 191,664,000 | 228,265,000 | 256,630,000 | 297,960,000 |