Call reports 2019
IDAHO FIRST BANK — 2019
What IDAHO FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 212,454,000 | 209,504,000 | 214,352,000 | 220,077,000 |
| Total loans | 161,243,000 | 153,672,000 | 157,134,000 | 174,246,000 |
| Allowance for loan losses | 2,003,000 | 2,004,000 | 1,990,000 | 2,096,000 |
| Securities available for sale | 15,786,000 | 15,643,000 | 19,204,000 | 21,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,207,000 | 185,186,000 | 185,779,000 | 186,189,000 |
| Interest-bearing deposits | 143,271,000 | 138,509,000 | 137,941,000 | 138,366,000 |
| Noninterest-bearing deposits | 44,936,000 | 46,677,000 | 47,838,000 | 47,823,000 |
| Equity capital | 18,387,000 | 19,355,000 | 21,398,000 | 27,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,492,000 | 4,923,000 | 7,326,000 | 9,749,000 |
| Interest expense | 479,000 | 947,000 | 1,414,000 | 1,874,000 |
| Net interest income | 2,013,000 | 3,976,000 | 5,912,000 | 7,875,000 |
| Noninterest income | 366,000 | 834,000 | 1,094,000 | 1,350,000 |
| Noninterest expense | 1,974,000 | 4,005,000 | 5,766,000 | 7,550,000 |
| Provision for loan losses | 185,000 | 185,000 | 185,000 | 290,000 |
| Pretax income | 220,000 | 620,000 | 1,055,000 | 1,385,000 |
| Income tax | 68,000 | 175,000 | 294,000 | 382,000 |
| Net income | 152,000 | 445,000 | 761,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,835,000 | 17,713,000 | 19,893,000 | 26,417,000 |
| Total capital | 18,888,000 | 19,734,000 | 21,933,000 | 28,563,000 |
| Risk-weighted assets | 166,933,000 | 161,660,000 | 167,360,000 | 182,662,000 |