Call reports 2018
IDAHO FIRST BANK — 2018
What IDAHO FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 185,793,000 | 188,088,000 | 197,673,000 | 203,849,000 |
| Total loans | 149,157,000 | 153,687,000 | 161,904,000 | 166,830,000 |
| Allowance for loan losses | 1,762,000 | 1,847,000 | 1,988,000 | 2,114,000 |
| Securities available for sale | 13,355,000 | 12,965,000 | 13,732,000 | 12,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,431,000 | 165,597,000 | 174,897,000 | 180,246,000 |
| Interest-bearing deposits | 132,266,000 | 131,042,000 | 135,622,000 | 138,716,000 |
| Noninterest-bearing deposits | 33,165,000 | 34,555,000 | 39,275,000 | 41,530,000 |
| Equity capital | 16,853,000 | 16,951,000 | 17,165,000 | 18,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,918,000 | 3,934,000 | 6,168,000 | 8,547,000 |
| Interest expense | 281,000 | 610,000 | 1,012,000 | 1,464,000 |
| Net interest income | 1,637,000 | 3,324,000 | 5,156,000 | 7,083,000 |
| Noninterest income | 718,000 | 1,179,000 | 1,659,000 | 2,135,000 |
| Noninterest expense | 2,200,000 | 4,161,000 | 6,046,000 | 7,937,000 |
| Provision for loan losses | 70,000 | 140,000 | 280,000 | 455,000 |
| Pretax income | 85,000 | 202,000 | 489,000 | 826,000 |
| Income tax | 59,000 | 91,000 | 166,000 | 257,000 |
| Net income | 26,000 | 111,000 | 323,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,104,000 | 15,241,000 | 15,596,000 | 16,493,000 |
| Total capital | 16,906,000 | 17,133,000 | 17,631,000 | 18,579,000 |
| Risk-weighted assets | 150,484,000 | 156,749,000 | 162,819,000 | 166,833,000 |