Call reports 2016
IDAHO FIRST BANK — 2016
What IDAHO FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 118,552,000 | 134,226,000 | 140,995,000 | 149,490,000 |
| Total loans | 93,945,000 | 112,206,000 | 115,472,000 | 120,630,000 |
| Allowance for loan losses | 1,468,000 | 1,516,000 | 1,454,000 | 1,602,000 |
| Securities available for sale | 7,198,000 | 8,018,000 | 7,718,000 | 9,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,642,000 | 115,107,000 | 121,873,000 | 129,460,000 |
| Interest-bearing deposits | 81,021,000 | 93,449,000 | 99,142,000 | 101,898,000 |
| Noninterest-bearing deposits | 19,621,000 | 21,658,000 | 22,731,000 | 27,562,000 |
| Equity capital | 15,579,000 | 15,648,000 | 15,551,000 | 16,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,572,000 | 3,978,000 | 5,466,000 |
| Interest expense | 144,000 | 315,000 | 515,000 | 735,000 |
| Net interest income | 1,098,000 | 2,257,000 | 3,463,000 | 4,731,000 |
| Noninterest income | 497,000 | 1,171,000 | 1,934,000 | 2,670,000 |
| Noninterest expense | 1,620,000 | 3,379,000 | 5,385,000 | 7,527,000 |
| Provision for loan losses | 225,000 | 225,000 | 355,000 | 495,000 |
| Pretax income | -250,000 | -176,000 | -343,000 | -621,000 |
| Income tax | -101,000 | -69,000 | -134,000 | -247,000 |
| Net income | -149,000 | -107,000 | -209,000 | -374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,701,000 | 12,812,000 | 12,608,000 | 13,667,000 |
| Total capital | 13,956,000 | 14,204,000 | 14,033,000 | 15,169,000 |
| Risk-weighted assets | 99,011,000 | 110,063,000 | 112,738,000 | 118,818,000 |