Call reports 2015
IDAHO FIRST BANK — 2015
What IDAHO FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 110,882,000 | 123,471,000 | 125,521,000 | 122,127,000 |
| Total loans | 91,896,000 | 99,571,000 | 97,163,000 | 96,102,000 |
| Allowance for loan losses | 1,323,000 | 1,448,000 | 1,585,000 | 1,234,000 |
| Securities available for sale | 5,709,000 | 8,009,000 | 7,665,000 | 7,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,040,000 | 107,294,000 | 108,945,000 | 105,050,000 |
| Interest-bearing deposits | 79,121,000 | 88,254,000 | 85,754,000 | 83,016,000 |
| Noninterest-bearing deposits | 16,919,000 | 19,040,000 | 23,191,000 | 22,034,000 |
| Equity capital | 13,433,000 | 14,691,000 | 15,159,000 | 15,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,203,000 | 2,453,000 | 3,781,000 | 5,113,000 |
| Interest expense | 120,000 | 259,000 | 402,000 | 544,000 |
| Net interest income | 1,083,000 | 2,194,000 | 3,379,000 | 4,569,000 |
| Noninterest income | 508,000 | 1,277,000 | 1,975,000 | 2,326,000 |
| Noninterest expense | 1,365,000 | 2,923,000 | 4,505,000 | 5,973,000 |
| Provision for loan losses | 50,000 | 170,000 | 320,000 | 320,000 |
| Pretax income | 176,000 | 378,000 | 529,000 | 602,000 |
| Income tax | -303,000 | -606,000 | -909,000 | -1,321,000 |
| Net income | 479,000 | 984,000 | 1,438,000 | 1,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,298,000 | 12,251,000 | 12,412,000 | 12,675,000 |
| Total capital | 12,508,000 | 13,553,000 | 13,718,000 | 13,944,000 |
| Risk-weighted assets | 96,647,000 | 102,546,000 | 102,537,000 | 101,210,000 |