Call reports 2026
UTAH INDEPENDENT BANK — 2026
What UTAH INDEPENDENT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 163,019,000 | 170,869,000 |
| Total loans | 109,655,000 | 121,112,000 |
| Allowance for loan losses | 1,272,000 | 1,455,000 |
| Securities available for sale | 19,129,000 | 17,662,000 |
| Securities held to maturity | 180,000 | 169,000 |
| Trading assets | 0 | 0 |
| Total deposits | 136,504,000 | 143,194,000 |
| Interest-bearing deposits | 86,607,000 | 93,359,000 |
| Noninterest-bearing deposits | 49,897,000 | 49,835,000 |
| Equity capital | 24,663,000 | 25,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,079,000 | 6,170,000 |
| Interest expense | 455,000 | 949,000 |
| Net interest income | 2,624,000 | 5,221,000 |
| Noninterest income | 113,000 | 269,000 |
| Noninterest expense | 1,220,000 | 2,358,000 |
| Provision for loan losses | 138,000 | 304,000 |
| Pretax income | 1,379,000 | 2,828,000 |
| Income tax | 0 | 0 |
| Net income | 1,379,000 | 2,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,313,000 | 26,762,000 |