Call reports 2018
UTAH INDEPENDENT BANK — 2018
What UTAH INDEPENDENT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 81,633,000 | 82,016,000 | 82,613,000 | 80,735,000 |
| Total loans | 52,344,000 | 54,959,000 | 56,172,000 | 51,115,000 |
| Allowance for loan losses | 862,000 | 862,000 | 864,000 | 864,000 |
| Securities available for sale | 8,378,000 | 7,375,000 | 7,094,000 | 7,582,000 |
| Securities held to maturity | 4,222,000 | 5,539,000 | 5,585,000 | 5,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,878,000 | 68,704,000 | 68,694,000 | 67,454,000 |
| Interest-bearing deposits | 46,570,000 | 45,749,000 | 45,373,000 | 45,513,000 |
| Noninterest-bearing deposits | 22,308,000 | 22,955,000 | 23,321,000 | 21,941,000 |
| Equity capital | 11,653,000 | 12,193,000 | 12,773,000 | 12,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,044,000 | 3,167,000 | 4,267,000 |
| Interest expense | 34,000 | 75,000 | 121,000 | 177,000 |
| Net interest income | 982,000 | 1,969,000 | 3,046,000 | 4,090,000 |
| Noninterest income | 572,000 | 708,000 | 852,000 | 981,000 |
| Noninterest expense | 623,000 | 1,187,000 | 1,809,000 | 2,710,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 931,000 | 1,460,000 | 2,059,000 | 2,326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 931,000 | 1,460,000 | 2,059,000 | 2,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,824,000 | 12,353,000 | 12,952,000 | 12,211,000 |
| Total capital | 12,626,000 | 13,145,000 | 13,764,000 | 13,003,000 |
| Risk-weighted assets | 64,135,000 | 63,343,000 | 64,969,000 | 63,330,000 |