Call reports 2017
UTAH INDEPENDENT BANK — 2017
What UTAH INDEPENDENT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 79,714,000 | 75,862,000 | 76,604,000 | 85,628,000 |
| Total loans | 44,191,000 | 47,653,000 | 49,312,000 | 55,351,000 |
| Allowance for loan losses | 892,000 | 889,000 | 882,000 | 872,000 |
| Securities available for sale | 6,862,000 | 8,358,000 | 7,980,000 | 8,250,000 |
| Securities held to maturity | 3,237,000 | 3,188,000 | 3,462,000 | 3,887,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,264,000 | 64,019,000 | 64,328,000 | 73,778,000 |
| Interest-bearing deposits | 49,416,000 | 44,182,000 | 44,233,000 | 51,966,000 |
| Noninterest-bearing deposits | 18,848,000 | 19,837,000 | 20,095,000 | 21,812,000 |
| Equity capital | 10,423,000 | 10,797,000 | 11,207,000 | 10,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,604,000 | 2,485,000 | 3,425,000 |
| Interest expense | 30,000 | 60,000 | 89,000 | 121,000 |
| Net interest income | 760,000 | 1,544,000 | 2,396,000 | 3,304,000 |
| Noninterest income | 125,000 | 271,000 | 407,000 | 556,000 |
| Noninterest expense | 604,000 | 1,186,000 | 1,756,000 | 2,559,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 281,000 | 629,000 | 1,047,000 | 1,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 281,000 | 629,000 | 1,047,000 | 1,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,495,000 | 10,843,000 | 11,261,000 | 10,866,000 |
| Total capital | 11,332,000 | 11,614,000 | 12,044,000 | 11,724,000 |
| Risk-weighted assets | 66,939,000 | 61,567,000 | 62,578,000 | 68,667,000 |