Call reports 2015
UTAH INDEPENDENT BANK — 2015
What UTAH INDEPENDENT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 65,288,000 | 63,711,000 | 66,024,000 | 71,838,000 |
| Total loans | 40,655,000 | 42,645,000 | 43,497,000 | 44,312,000 |
| Allowance for loan losses | 942,000 | 943,000 | 939,000 | 939,000 |
| Securities available for sale | 5,516,000 | 5,727,000 | 5,263,000 | 5,486,000 |
| Securities held to maturity | 3,853,000 | 4,040,000 | 3,494,000 | 3,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,077,000 | 53,422,000 | 55,353,000 | 61,401,000 |
| Interest-bearing deposits | 40,208,000 | 38,587,000 | 40,235,000 | 41,960,000 |
| Noninterest-bearing deposits | 14,869,000 | 14,835,000 | 15,118,000 | 19,441,000 |
| Equity capital | 9,241,000 | 9,507,000 | 9,850,000 | 9,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,369,000 | 2,096,000 | 2,840,000 |
| Interest expense | 25,000 | 51,000 | 78,000 | 106,000 |
| Net interest income | 653,000 | 1,318,000 | 2,018,000 | 2,734,000 |
| Noninterest income | 124,000 | 268,000 | 422,000 | 686,000 |
| Noninterest expense | 605,000 | 1,117,000 | 1,670,000 | 2,390,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 172,000 | 470,000 | 771,000 | 1,031,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 470,000 | 771,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,309,000 | 9,573,000 | 9,874,000 | 9,634,000 |
| Total capital | 9,975,000 | 10,218,000 | 10,551,000 | 10,357,000 |
| Risk-weighted assets | 53,236,000 | 51,333,000 | 53,924,000 | 57,607,000 |