Call reports 2025
GNBANK, NATIONAL ASSOCIATION DBA GNBANK, N.A. — 2025
What GNBANK, NATIONAL ASSOCIATION DBA GNBANK, N.A. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 966,891,000 | 983,620,000 | 981,248,000 | 1,022,737,000 |
| Total loans | 615,010,000 | 634,707,000 | 648,479,000 | 707,857,000 |
| Allowance for loan losses | 8,620,000 | 9,036,000 | 9,241,000 | 9,104,000 |
| Securities available for sale | 256,388,000 | 250,316,000 | 233,710,000 | 231,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 781,648,000 | 790,208,000 | 785,515,000 | 823,293,000 |
| Interest-bearing deposits | 748,381,000 | 756,326,000 | 749,966,000 | 791,254,000 |
| Noninterest-bearing deposits | 33,267,000 | 33,882,000 | 35,549,000 | 32,039,000 |
| Equity capital | 114,456,000 | 118,492,000 | 123,529,000 | 127,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,862,000 | 25,987,000 | 39,358,000 | 53,225,000 |
| Interest expense | 4,045,000 | 7,903,000 | 11,775,000 | 15,543,000 |
| Net interest income | 8,817,000 | 18,084,000 | 27,583,000 | 37,682,000 |
| Noninterest income | 872,000 | 1,790,000 | 2,714,000 | 3,623,000 |
| Noninterest expense | 5,964,000 | 11,719,000 | 17,744,000 | 24,534,000 |
| Provision for loan losses | 356,000 | 552,000 | 720,000 | 885,000 |
| Pretax income | 3,677,000 | 8,045,000 | 12,494,000 | 16,602,000 |
| Income tax | 856,000 | 1,888,000 | 2,913,000 | 3,814,000 |
| Net income | 2,821,000 | 6,157,000 | 9,581,000 | 12,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,298,000 | 116,679,000 | 120,127,000 | 122,358,000 |