Call reports 2019
GNBANK, NATIONAL ASSOCIATION DBA GNBANK, N.A. — 2019
What GNBANK, NATIONAL ASSOCIATION DBA GNBANK, N.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 638,636,000 | 719,510,000 | 720,034,000 | 737,837,000 |
| Total loans | 454,215,000 | 492,364,000 | 479,918,000 | 489,908,000 |
| Allowance for loan losses | 7,510,000 | 7,765,000 | 7,755,000 | 7,871,000 |
| Securities available for sale | 134,762,000 | 155,892,000 | 169,954,000 | 165,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,312,000 | 565,953,000 | 568,188,000 | 585,768,000 |
| Interest-bearing deposits | 476,519,000 | 530,950,000 | 530,753,000 | 565,707,000 |
| Noninterest-bearing deposits | 21,793,000 | 35,003,000 | 37,435,000 | 20,061,000 |
| Equity capital | 82,834,000 | 86,854,000 | 88,105,000 | 88,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,315,000 | 15,647,000 | 23,869,000 | 32,012,000 |
| Interest expense | 1,107,000 | 2,537,000 | 3,989,000 | 5,438,000 |
| Net interest income | 6,208,000 | 13,110,000 | 19,880,000 | 26,574,000 |
| Noninterest income | 814,000 | 1,599,000 | 2,603,000 | 3,592,000 |
| Noninterest expense | 4,827,000 | 9,967,000 | 15,144,000 | 20,758,000 |
| Provision for loan losses | 153,000 | 368,000 | 462,000 | 556,000 |
| Pretax income | 2,698,000 | 5,030,000 | 7,557,000 | 9,541,000 |
| Income tax | 585,000 | 1,093,000 | 1,695,000 | 2,407,000 |
| Net income | 2,113,000 | 3,937,000 | 5,862,000 | 7,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,704,000 | 72,421,000 | 73,451,000 | 73,571,000 |
| Total capital | 79,061,000 | 79,292,000 | 80,346,000 | 80,517,000 |
| Risk-weighted assets | 507,348,000 | 548,721,000 | 550,642,000 | 554,612,000 |