Call reports 2018
GNBANK, NATIONAL ASSOCIATION DBA GNBANK, N.A. — 2018
What GNBANK, NATIONAL ASSOCIATION DBA GNBANK, N.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 640,888,000 | 627,502,000 | 628,735,000 | 641,466,000 |
| Total loans | 446,197,000 | 448,728,000 | 450,868,000 | 465,638,000 |
| Allowance for loan losses | 7,898,000 | 7,795,000 | 7,361,000 | 7,510,000 |
| Securities available for sale | 147,669,000 | 131,924,000 | 132,672,000 | 133,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,155,000 | 495,189,000 | 487,919,000 | 501,959,000 |
| Interest-bearing deposits | 477,280,000 | 473,763,000 | 468,313,000 | 480,673,000 |
| Noninterest-bearing deposits | 25,875,000 | 21,426,000 | 19,606,000 | 21,286,000 |
| Equity capital | 77,825,000 | 78,172,000 | 78,306,000 | 80,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,239,000 | 14,317,000 | 21,277,000 | 28,564,000 |
| Interest expense | 1,033,000 | 2,141,000 | 2,994,000 | 3,977,000 |
| Net interest income | 6,206,000 | 12,176,000 | 18,283,000 | 24,587,000 |
| Noninterest income | 928,000 | 1,883,000 | 2,821,000 | 3,778,000 |
| Noninterest expense | 4,670,000 | 9,301,000 | 13,995,000 | 18,748,000 |
| Provision for loan losses | 171,000 | 171,000 | 176,000 | 388,000 |
| Pretax income | 2,293,000 | 5,247,000 | 7,593,000 | 9,889,000 |
| Income tax | 450,000 | 1,137,000 | 1,686,000 | 2,204,000 |
| Net income | 1,843,000 | 4,110,000 | 5,907,000 | 7,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,928,000 | 69,099,000 | 69,964,000 | 70,813,000 |
| Total capital | 74,270,000 | 75,424,000 | 76,374,000 | 77,396,000 |
| Risk-weighted assets | 505,676,000 | 504,433,000 | 511,652,000 | 525,657,000 |