Call reports 2017
GNBANK, NATIONAL ASSOCIATION DBA GNBANK, N.A. — 2017
What GNBANK, NATIONAL ASSOCIATION DBA GNBANK, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 647,143,000 | 648,230,000 | 629,163,000 | 644,028,000 |
| Total loans | 442,458,000 | 447,881,000 | 434,255,000 | 442,891,000 |
| Allowance for loan losses | 7,108,000 | 7,361,000 | 7,745,000 | 7,742,000 |
| Securities available for sale | 159,733,000 | 157,360,000 | 150,222,000 | 150,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,752,000 | 514,264,000 | 496,139,000 | 511,711,000 |
| Interest-bearing deposits | 490,897,000 | 492,873,000 | 474,615,000 | 486,182,000 |
| Noninterest-bearing deposits | 21,855,000 | 21,391,000 | 21,524,000 | 25,529,000 |
| Equity capital | 77,018,000 | 77,494,000 | 78,125,000 | 77,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,468,000 | 13,340,000 | 20,110,000 | 27,163,000 |
| Interest expense | 790,000 | 1,594,000 | 2,391,000 | 3,300,000 |
| Net interest income | 5,678,000 | 11,746,000 | 17,719,000 | 23,863,000 |
| Noninterest income | 974,000 | 1,776,000 | 2,659,000 | 3,618,000 |
| Noninterest expense | 4,293,000 | 8,560,000 | 12,885,000 | 18,318,000 |
| Provision for loan losses | 231,000 | 672,000 | 839,000 | 1,011,000 |
| Pretax income | 2,128,000 | 4,290,000 | 6,654,000 | 8,152,000 |
| Income tax | 647,000 | 1,319,000 | 2,051,000 | 2,458,000 |
| Net income | 1,481,000 | 2,971,000 | 4,603,000 | 5,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,807,000 | 65,864,000 | 66,895,000 | 67,163,000 |
| Total capital | 72,187,000 | 72,297,000 | 73,075,000 | 73,538,000 |
| Risk-weighted assets | 509,554,000 | 513,590,000 | 492,774,000 | 508,475,000 |