Call reports 2015
GNBANK, NATIONAL ASSOCIATION DBA GNBANK, N.A. — 2015
What GNBANK, NATIONAL ASSOCIATION DBA GNBANK, N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 585,055,000 | 566,289,000 | 556,475,000 | 668,251,000 |
| Total loans | 364,398,000 | 368,522,000 | 362,746,000 | 456,664,000 |
| Allowance for loan losses | 5,449,000 | 5,689,000 | 5,893,000 | 5,953,000 |
| Securities available for sale | 171,069,000 | 165,202,000 | 161,552,000 | 169,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,553,000 | 428,470,000 | 418,040,000 | 518,750,000 |
| Interest-bearing deposits | 424,573,000 | 409,942,000 | 398,707,000 | 475,156,000 |
| Noninterest-bearing deposits | 17,980,000 | 18,528,000 | 19,333,000 | 43,594,000 |
| Equity capital | 69,480,000 | 69,618,000 | 71,876,000 | 76,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,661,000 | 11,538,000 | 17,337,000 | 24,292,000 |
| Interest expense | 811,000 | 1,630,000 | 2,438,000 | 3,312,000 |
| Net interest income | 4,850,000 | 9,908,000 | 14,899,000 | 20,980,000 |
| Noninterest income | 761,000 | 2,075,000 | 2,869,000 | 3,873,000 |
| Noninterest expense | 3,445,000 | 7,324,000 | 10,816,000 | 16,106,000 |
| Provision for loan losses | 300,000 | 582,000 | 762,000 | 978,000 |
| Pretax income | 1,866,000 | 4,077,000 | 6,190,000 | 7,769,000 |
| Income tax | 558,000 | 1,251,000 | 1,937,000 | 2,410,000 |
| Net income | 1,308,000 | 2,826,000 | 4,253,000 | 5,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,917,000 | 62,191,000 | 63,476,000 | 65,786,000 |
| Total capital | 66,366,000 | 67,880,000 | 69,073,000 | 71,739,000 |
| Risk-weighted assets | 464,236,000 | 465,402,000 | 447,391,000 | 538,143,000 |