Call reports 2026
EVERTRUST BANK — 2026
What EVERTRUST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,114,478,000 | 1,125,370,000 |
| Total loans | 824,018,000 | 817,040,000 |
| Allowance for loan losses | 9,377,000 | 9,137,000 |
| Securities available for sale | 85,325,000 | 87,640,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 839,626,000 | 848,571,000 |
| Interest-bearing deposits | 683,345,000 | 728,377,000 |
| Noninterest-bearing deposits | 156,281,000 | 120,194,000 |
| Equity capital | 258,927,000 | 261,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,708,000 | 29,464,000 |
| Interest expense | 5,564,000 | 11,235,000 |
| Net interest income | 9,144,000 | 18,229,000 |
| Noninterest income | 226,000 | 414,000 |
| Noninterest expense | 5,235,000 | 10,503,000 |
| Provision for loan losses | 144,000 | 144,000 |
| Pretax income | 3,991,000 | 7,996,000 |
| Income tax | 1,174,000 | 2,350,000 |
| Net income | 2,817,000 | 5,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 224,881,000 | 227,720,000 |