Call report 2025Q4
EVERTRUST BANK — 2025Q4
The 22 measures EVERTRUST BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,107,990,000 | USD | evidence → |
| Total loans | 841,375,000 | USD | evidence → |
| Allowance for loan losses | 9,233,000 | USD | evidence → |
| Securities available for sale | 77,081,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 834,170,000 | USD | evidence → |
| Interest-bearing deposits | 706,527,000 | USD | evidence → |
| Noninterest-bearing deposits | 127,643,000 | USD | evidence → |
| Equity capital | 256,248,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 57,456,000 | USD | evidence → |
| Interest expense | 21,566,000 | USD | evidence → |
| Net interest income | 35,890,000 | USD | evidence → |
| Noninterest income | 759,000 | USD | evidence → |
| Noninterest expense | 18,763,000 | USD | evidence → |
| Provision for loan losses | -47,000 | USD | evidence → |
| Pretax income | 17,886,000 | USD | evidence → |
| Income tax | 5,376,000 | USD | evidence → |
| Net income | 12,510,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 222,050,000 | USD | evidence → |