Call reports 2024
EVERTRUST BANK — 2024
What EVERTRUST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 923,871,000 | 889,871,000 | 893,022,000 | 946,458,000 |
| Total loans | 656,208,000 | 663,741,000 | 682,097,000 | 664,452,000 |
| Allowance for loan losses | 7,384,000 | 7,384,000 | 7,222,000 | 9,928,000 |
| Securities available for sale | 82,570,000 | 80,599,000 | 88,799,000 | 85,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 681,944,000 | 646,058,000 | 644,103,000 | 681,665,000 |
| Interest-bearing deposits | 582,937,000 | 543,406,000 | 559,197,000 | 586,960,000 |
| Noninterest-bearing deposits | 99,007,000 | 102,652,000 | 84,906,000 | 94,705,000 |
| Equity capital | 223,182,000 | 225,976,000 | 231,134,000 | 240,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,284,000 | 27,049,000 | 40,986,000 | 54,445,000 |
| Interest expense | 5,259,000 | 10,772,000 | 16,150,000 | 21,540,000 |
| Net interest income | 8,025,000 | 16,277,000 | 24,836,000 | 32,905,000 |
| Noninterest income | 587,000 | 859,000 | 1,076,000 | 1,238,000 |
| Noninterest expense | 4,424,000 | 8,829,000 | 13,229,000 | 18,460,000 |
| Provision for loan losses | 435,000 | 435,000 | 436,000 | -12,388,000 |
| Pretax income | 3,753,000 | 7,872,000 | 12,247,000 | 28,071,000 |
| Income tax | 1,103,000 | 2,314,000 | 3,599,000 | 8,318,000 |
| Net income | 2,650,000 | 5,558,000 | 8,648,000 | 19,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 192,368,000 | 195,271,000 | 198,373,000 | 209,473,000 |