Call reports 2022
EVERTRUST BANK — 2022
What EVERTRUST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 948,244,000 | 929,100,000 | 868,731,000 | 839,512,000 |
| Total loans | 606,210,000 | 610,446,000 | 611,106,000 | 606,635,000 |
| Allowance for loan losses | 9,797,000 | 9,797,000 | 9,797,000 | 9,797,000 |
| Securities available for sale | 98,609,000 | 97,758,000 | 90,775,000 | 87,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 729,247,000 | 707,655,000 | 646,705,000 | 608,354,000 |
| Interest-bearing deposits | 571,144,000 | 547,665,000 | 479,401,000 | 495,604,000 |
| Noninterest-bearing deposits | 158,103,000 | 159,990,000 | 167,304,000 | 112,749,000 |
| Equity capital | 209,952,000 | 210,300,000 | 210,237,000 | 214,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,230,000 | 14,974,000 | 24,313,000 | 35,491,000 |
| Interest expense | 577,000 | 1,051,000 | 1,663,000 | 3,130,000 |
| Net interest income | 6,653,000 | 13,923,000 | 22,650,000 | 32,361,000 |
| Noninterest income | 95,000 | 253,000 | 206,000 | 785,000 |
| Noninterest expense | 3,809,000 | 7,797,000 | 11,731,000 | 16,208,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,939,000 | 6,379,000 | 11,125,000 | 16,938,000 |
| Income tax | 868,000 | 1,885,000 | 3,375,000 | 5,349,000 |
| Net income | 2,071,000 | 4,494,000 | 7,750,000 | 11,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,121,000 | 178,548,000 | 181,790,000 | 185,586,000 |