Call reports 2021
EVERTRUST BANK — 2021
What EVERTRUST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,025,466,000 | 1,029,659,000 | 1,026,418,000 | 995,389,000 |
| Total loans | 708,191,000 | 671,928,000 | 638,817,000 | 586,881,000 |
| Allowance for loan losses | 9,797,000 | 9,797,000 | 9,797,000 | 9,797,000 |
| Securities available for sale | 88,385,000 | 92,052,000 | 83,044,000 | 96,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 780,084,000 | 785,752,000 | 778,795,000 | 775,382,000 |
| Interest-bearing deposits | 663,946,000 | 669,868,000 | 644,558,000 | 612,224,000 |
| Noninterest-bearing deposits | 116,138,000 | 115,884,000 | 134,237,000 | 163,158,000 |
| Equity capital | 202,445,000 | 205,841,000 | 209,028,000 | 211,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,017,000 | 17,848,000 | 26,277,000 | 34,271,000 |
| Interest expense | 1,217,000 | 2,273,000 | 3,188,000 | 3,970,000 |
| Net interest income | 7,800,000 | 15,575,000 | 23,089,000 | 30,301,000 |
| Noninterest income | 198,000 | 570,000 | 1,652,000 | 1,941,000 |
| Noninterest expense | 3,567,000 | 7,455,000 | 11,362,000 | 15,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,431,000 | 8,951,000 | 13,760,000 | 17,407,000 |
| Income tax | 1,303,000 | 2,636,000 | 4,056,000 | 5,103,000 |
| Net income | 3,128,000 | 6,315,000 | 9,704,000 | 12,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,861,000 | 168,051,000 | 171,442,000 | 174,046,000 |