Call reports 2018
EVERTRUST BANK — 2018
What EVERTRUST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 832,024,000 | 848,248,000 | 875,224,000 | 887,314,000 |
| Total loans | 592,864,000 | 568,081,000 | 605,034,000 | 592,955,000 |
| Allowance for loan losses | 9,100,000 | 9,150,000 | 9,150,000 | 9,150,000 |
| Securities available for sale | 80,171,000 | 78,436,000 | 78,372,000 | 72,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,734,000 | 662,605,000 | 686,243,000 | 701,592,000 |
| Interest-bearing deposits | 544,493,000 | 590,944,000 | 609,938,000 | 605,492,000 |
| Noninterest-bearing deposits | 65,241,000 | 71,661,000 | 76,305,000 | 96,100,000 |
| Equity capital | 164,746,000 | 167,697,000 | 170,682,000 | 174,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,008,000 | 18,656,000 | 29,041,000 | 40,340,000 |
| Interest expense | 1,498,000 | 3,304,000 | 5,480,000 | 7,891,000 |
| Net interest income | 7,510,000 | 15,352,000 | 23,561,000 | 32,449,000 |
| Noninterest income | 312,000 | 853,000 | 1,049,000 | 1,426,000 |
| Noninterest expense | 3,943,000 | 7,854,000 | 11,861,000 | 16,132,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,879,000 | 8,351,000 | 12,749,000 | 17,743,000 |
| Income tax | 1,143,000 | 2,464,000 | 3,760,000 | 5,233,000 |
| Net income | 2,736,000 | 5,887,000 | 8,989,000 | 12,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,575,000 | 131,736,000 | 134,859,000 | 138,406,000 |
| Total capital | 136,243,000 | 139,045,000 | 142,455,000 | 146,562,000 |
| Risk-weighted assets | 611,511,000 | 582,428,000 | 605,676,000 | 650,723,000 |