Call reports 2017
EVERTRUST BANK — 2017
What EVERTRUST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 876,634,000 | 872,646,000 | 829,850,000 | 843,944,000 |
| Total loans | 558,675,000 | 585,937,000 | 583,868,000 | 589,359,000 |
| Allowance for loan losses | 9,150,000 | 9,150,000 | 9,150,000 | 8,909,000 |
| Securities available for sale | 119,243,000 | 105,738,000 | 104,298,000 | 82,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,141,000 | 670,705,000 | 625,168,000 | 608,491,000 |
| Interest-bearing deposits | 622,894,000 | 607,624,000 | 555,196,000 | 542,123,000 |
| Noninterest-bearing deposits | 55,247,000 | 63,081,000 | 69,972,000 | 66,368,000 |
| Equity capital | 157,062,000 | 160,001,000 | 162,649,000 | 162,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,531,000 | 17,000,000 | 26,179,000 | 35,205,000 |
| Interest expense | 1,439,000 | 2,938,000 | 4,420,000 | 5,860,000 |
| Net interest income | 7,092,000 | 14,062,000 | 21,759,000 | 29,345,000 |
| Noninterest income | 880,000 | 2,510,000 | 3,087,000 | 3,367,000 |
| Noninterest expense | 4,101,000 | 8,430,000 | 12,334,000 | 16,007,000 |
| Provision for loan losses | 280,000 | 280,000 | 280,000 | 280,000 |
| Pretax income | 3,591,000 | 7,892,000 | 12,262,000 | 16,000,000 |
| Income tax | 1,472,000 | 3,108,000 | 4,899,000 | 8,358,000 |
| Net income | 2,119,000 | 4,784,000 | 7,363,000 | 7,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,339,000 | 123,000,000 | 125,582,000 | 125,874,000 |
| Total capital | 127,714,000 | 130,755,000 | 133,256,000 | 133,421,000 |
| Risk-weighted assets | 587,990,000 | 618,570,000 | 611,983,000 | 601,955,000 |